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My only complaints are random popups for other offerings they have, such as investing, savings or insurance. JPMorgan Chase is buying most assets of First Republic Bank after the nation's second largest bank failure ever, in a deal announced early Monday that protects the deposits of the lender's customers. After Silicon Valley Bank and Signature Bank were taken into receivership, the FDIC solicited bids to buy the two lenders. Everything seems to be fine. On the investing side, you'll be able to trade commission-free stocks and ETFs. The company is not a bank; its banking services are provided by Sutton Bank, which is FDIC-insured. Thank you, you have successfully subscribed to our newsletter! Or a new business model?? Its a complete scam! Like most fintech apps, Albert uses bank-level security. You link your accounts to Albert using Plaid, which is a secure bank connection tool that is used by all major banks. Importantly, any money in your Albert savings is kept in an FDIC insured savings account with Alberts partner banks. Albert I try texting the genius thing I emailed them still no response and its impossible to actually talk to someone, My phone was stolen so I got a new one with a new number i log into my account using my password but instead of logging me in so I can update my phone # it wants to send my verification to the phone an number I don't have anymore I've done everything to get into this account an now I can't access my money and it's pissing me off i would not recommend albert to any one, I went to a ATM on October 16 to withdraw money in the ATM did not disperse my money and Albert shows is taking out of my account the merchant says that my bank has to file a regulation E in order for me to get my money back but I cant get anyone with Albert to help me going on three days now no response, Send the customer service phone to my email, I cant get past my ssn to verify my account. Then save and invest right in the app. net worth, has to worry about making the wrong financial decisions. 2. Big "That fear, that mass exodus that people were concerned about just didn't happen," says Jared Shaw, a bank analyst at Wells Fargo Securities, who notes lenders were proactive. For financial guidance, Albert offers Genius, a team of financial experts. Omg Albert is the worst, they let someone steal my money then refuse to give it back because the thieves didnt check my balance! BankMobile is the first fully digital bank, aiming to provide a robust financial platform to help your finances flourish. Transferred some money from my checking account just in case my debit card gets damaged or stop working. Wish I never installed this app and Ill be sure to warn everyone I know against it.